When it comes to better lending, almost any business can use PRBC.

PRBC Alternative Credit Score factors in an individual’s monthly bill paying habits to establish their credit worthiness. This more accurate picture of someone’s financial responsibility is helpful to almost any business, but some industries in particular find PRBC a great partner.

Businesses that can use PRBC alternative credit.

Are there industries than can’t use PRBC?

Yes, there are. By law, businesses participating in the healthcare and medical industry are prohibited from using alternative credit data. This is largely due to the intense regulations those businesses must adhere to. In addition, home-based businesses and employment-screening companies do not use alternative credit scores for similar reasons.

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