Engaging individuals who are fiscally responsible brings stability to your operations, providing the secure foundations you need to grow your company.
PRBC is the tool that lets you identify creditworthy individuals to expand your customer base. More than 8,500 businesses and counting use this solution to do just that - thus lowering their risk and increasing revenue.
PRBC is an exclusive service that recognized the drawbacks of using traditional credit data as the only means of analyzing consumer credit and business risk. Thus, PRBC became the first consumer reporting agency to include nontraditional credit data such as utility, rent, subscription and phone payments (to name a few).
Since then, PRBC has helped businesses of all kinds reduce their risk portfolios and connect with underbanked, but financially responsible customers, earning a reputation for its security, ease-of-use and effectiveness.
The PRBC Consumer Report analyzes a customer's traditional and nontraditional credit data, presenting an accurate assessment of his or her financial profile. The report consists of:
Establishes tight controls for storing, transmitting and processing cardholder data.
Creates an encrypted link between our servers and your account.
Hides your credentials from hackers, and is a favorite of the U.S. government.
Allows us to spot vulnerabilities within our services and apply any necessary patches.
If you're interested in signing up for PRBC, speak with one of our representatives, who will guide you through the process and provide any instruction you may need. Once you're up and running, you'll be able to use PRBC as often as you like. In addition, you'll gain access to a wealth of business data and risk management tools associated with MicroBilt.
The underbanked, financially responsible customers you've been turning away are within reach. Connecting with them entails working with the world's first consumer reporting agency to offer alternative credit data.